Self-Service Center — My Town Advisors
Two ways to work with us. Talk to a producer directly, or use the tools below to submit your information and we will run real quotes and send you a full report. Either way, a licensed NY producer reviews everything before anything reaches you.
Upload your current dec page or paste your policy details. Our AI flags gaps and estimates overpayments -- then a licensed producer reviews it and emails you the full report.
AI flags initial gaps. A licensed NY producer reviews all results before your report is sent. Not a binding quote. AI can make mistakes. Use of this tool does not create an agency relationship.
Answer the questions below. The more detail you provide, the more accurate your quote will be. Our team uses your answers to pull real market rates and sends you a full breakdown.
A licensed NY producer will use your answers to pull real market quotes and email you a full breakdown within one business day. Not a binding quote. AI can make mistakes.
Disclosures & Legal Notices
Licensing. My Town Advisors, LLC is licensed by the New York State Department of Financial Services as a Property & Casualty insurance agency (License No. 1865210). Principal office: 985 County Route 57, Suite 1, Phoenix, NY 13135. Coverage is subject to insurer underwriting approval and policy terms. Not all products available in all areas.
Compensation Disclosure (NY DFS Reg. 194 / 11 NYCRR Part 30). You have the right to know how your producer is compensated. We may receive commissions, contingent commissions, bonuses, or other remuneration from insurers. You may request details at any time: (315) 885-5859 or joshua@mytownadvisors.com.
No Binding Quote / No Coverage Guarantee. Nothing on this website constitutes a binding contract, commitment to insure, or guarantee of rates or savings. All coverage is subject to carrier underwriting approval. Premium estimates and savings examples are illustrative and do not guarantee future results. Results may vary based on claims history, location, carrier underwriting, and other factors.
AI Tools Disclaimer. AI-generated estimates and analyses on this site are for general informational purposes only. They are not a coverage determination, binding quote, professional insurance advice, or substitute for review by a licensed producer. AI can make mistakes. Results may not reflect actual policy terms, carrier rates, exclusions, or underwriting factors. Use of these tools does not create an agency relationship or obligation to purchase coverage.
Surplus Lines. Certain specialty or high-risk coverages may be placed with non-admitted surplus lines insurers not covered by the NY Property/Casualty Insurance Security Fund. Surplus lines placement will be disclosed in writing prior to binding. Workers’ Compensation & DBL. Compliance with NY Workers’ Compensation Law and Disability Benefits Law remains the employer’s legal responsibility. No Legal or Financial Advice. Content on this site is informational only and does not constitute legal, tax, or financial advice.
Privacy & SMS. Information submitted through this site may be shared with carriers, MGAs, and affiliates as necessary to obtain quotes or bind coverage. We do not sell personal information for marketing. By providing your phone number you consent to receive SMS messages from My Town Advisors. Reply STOP to opt out. Message & data rates may apply. See our Privacy Policy for full details.
Complaints: NY DFS Consumer Assistance Unit — 1-800-342-3736 or www.dfs.ny.gov. Insurance products, rates, and requirements are subject to change. Always review a formal proposal and policy documents before making coverage decisions.