Licensed NY P&C Insurance · Lic #1865210

Stop overpaying on business insurance. Then let us show you how to build real wealth with the savings.

TWO FREE THINGS — NO STRINGS ATTACHED

We will audit your commercial policy and show you exactly what you are overpaying. And Jonathan will give you the same real estate acquisition model he used to buy millions in commercial property alongside billion-dollar revenue companies — in a free 20-minute call.

Claim Both Free → or call (315) 885-5859

Licensed NY State P&C  ·  Phoenix, NY  ·  We pick up the phone

What you get — free

Two things most people pay thousands for.

1
Policy Audit & Savings Report

We review your current coverage against NY market rates and show you exactly what you are overpaying and where you have gaps. 24 hours. No pitch.

2
Free 20-Min Real Estate Strategy Call with Jonathan

The exact model used to acquire millions in commercial real estate alongside billion-dollar revenue companies. Not a teaser. The full framework — yours on one call.

Licensed NY P&C Agency  ·  Lic #1865210  ·  Per NY DFS Reg. 194, compensation disclosed upfront  ·  Not a binding quote
100+
NY Clients Served
24hr
Policy Review Turnaround
10–25%
Avg. Annual Savings
$100K+
Most Saved by One Client

How We Help You

We do two things nobody else in insurance does together.

Most agents renew your policy and disappear. We audit it, shop it, and then give you a real estate framework that builds the kind of wealth that makes the insurance bill irrelevant.

Step 01 — Insurance

We find what your agent left on the table

Your current agent may be a good person. They may also be renewing your policy year after year without shopping it. We compare your coverage against actual NY market rates, NYCIRB workers comp codes, and carrier markets they are not accessing. We show you the number.

Step 02 — Real Estate

We give you the model we actually used

Jonathan has acquired millions in commercial real estate alongside billion-dollar revenue companies. He did not find this on YouTube. It took time and several millions in acquisitions to perfect. He will give you the exact acquisition framework — how to identify deals, structure entities, and build a portfolio that hedges against everything AI and technology are doing to traditional income — in 20 minutes, free.

Step 03 — Protection

We make sure your assets are actually protected

Most real estate investors are underinsured on their properties and overinsured on the wrong things. We structure coverage at the entity level, coordinate across your portfolio, and make sure what you are building is actually protected. We own the same assets you are trying to build.

What You Get

Everything. No strings. Here is exactly
what happens when you reach out.

Insurance Audit

Your policy reviewed against the actual market — in 24 hours

  • ✓Side-by-side comparison of your premium vs. what NY market rates say you should pay
  • ✓Coverage gap report — what your policy is missing that could expose your business or properties
  • ✓Workers comp classification audit — one wrong code costs thousands per year and most agents never check
  • ✓Straight answer — if your agent did their job and your coverage is priced right, we will tell you that too
★ Free Real Estate Strategy Call

20 minutes with Jonathan — the full acquisition framework

  • ✓How to identify and underwrite commercial deals the way billion-dollar companies do it
  • ✓Entity structuring — how to hold real estate to protect assets and minimize exposure
  • ✓Why commercial real estate is one of the most powerful hedges against AI and automation
  • ✓The mistakes first-time commercial investors make that kill deals before they close
  • ✓How to think about insurance and liability at each stage of portfolio growth

No matter what — here is what you walk away with.

Whether you become a client or not, you leave with a clear picture of what your insurance should cost, a real estate acquisition framework that took years and several millions in acquisitions to perfect, and the direct number of a licensed producer who picks up the phone. There is no catch. The bar in this industry is embarrassingly low. We just decided to clear it.

What We Need From You

The process. Four steps.
Less than 30 minutes of your time.

1

Submit your info

Name, phone, email. That is it to start. Takes 60 seconds on the next page.

2

Send your dec page

Your declarations page from your current policy. One document. We do the rest.

3

Get your audit in 24hrs

A licensed producer reviews your coverage and sends you the full report. We call you to walk through it.

4

Book Jonathan’s call

20 minutes. He gives you the full real estate framework. You decide what to do with it.

Two Ways to Work With Us

Talk to us directly.
Or start on your own — we take it from there.

Either way, a licensed NY producer handles your case personally. No automation replaces the final review.

Path 1 — Concierge

Talk to a licensed producer

Submit your info or book Jonathan’s free strategy call. We handle everything from the first conversation — policy review, market quotes, the real estate framework.

Get My Free Analysis →
Path 2 — Self-Service

Submit your info — we run the quotes

Use our Self-Service Center to submit your policy details or answer 8 questions about your business. Our team pulls real market quotes and emails you a full breakdown within one business day.

Go to Self-Service Center →

★ Free Real Estate Strategy

AI is coming for your income.
Commercial real estate is
one of the best hedges left.

Real estate influencers have built entire businesses dangling the same carrot and never giving you the recipe. Jonathan is not an influencer. He is an operator who has bought millions in commercial property alongside billion-dollar revenue companies — NNN leases, commercial acquisitions, portfolio structures built to last.

He will give you everything he has — the actual model, not a teaser — in a free 20-minute call. No funnel. No upsell. No course. Just the framework.

  • ★How to find and evaluate commercial deals the way institutions do
  • ★NNN lease structures and why they change the math on everything
  • ★How to buy alongside billion-dollar tenants with far less capital than you think
  • ★Why commercial real estate is one of the strongest hedges against AI disruption
  • ★The entity and insurance structure that protects everything you build
Book My Free Strategy Call → Get the Free Playbook →
★ What Jonathan covers in 20 minutes

The Commercial Acquisition Framework

The model used to acquire millions alongside billion-dollar revenue companies. Given away free. Every time.

  • Deal identification & underwriting criteria
  • Entity structuring for asset protection
  • NNN lease mechanics & tenant credit evaluation
  • Financing strategies for commercial acquisitions
  • Portfolio insurance at each growth stage
  • How to avoid the mistakes that kill first deals
Book Free 20-Min Call →
Jonathan Norton
Jonathan Norton
President & Co-Founder — Commercial RE Investor — Licensed NY P&C

Client Results

Real savings. Real clients.
Real numbers.

$100K+
Dumpster roll-off business — full program rebuild. Wrong classifications, bloated limits, one carrier for years with no shopping.
Annual Savings
$60K
Painting company — market shop revealed two carriers competing for the account. Previous agent had not shopped it in four years.
Annual Savings
$12K
Real estate investor — 30 properties restructured under a master policy. Previous setup had four agents and overlapping gaps.
Annual Savings
$5K
Local church — coverage restructure. Simplified program, right limits, right carrier.
Annual Savings
$2K
Landscaping company — market shop found a better-fit carrier with cleaner classification.
Annual Savings
Your turn.
Send us your policy. We will tell you what it should cost. 24 hours. No pitch.
Get My Free Audit →

Common Questions

We have heard every reason
not to reach out.

I already have an agent I trust.

Good. Send us what they quoted. We will tell you if it is fair. If it is, you keep your agent and now you know. If it is not, you have a decision to make with real numbers in front of you. Either way you win.

I am not interested in real estate.

Then just get the policy audit. But if you have ever thought about building something that keeps producing income regardless of what technology does to your industry — 20 minutes with Jonathan will change how you think about it.

We just renewed. There is nothing you can do.

A renewal is a starting line, not a wall. We have reclassified payroll mid-term and recovered thousands. And the real estate call has nothing to do with when your policy renews. Book it now.

The Team

Operators who pick up the phone.

Our producers have personally helped business owners save thousands on their insurance — while also building a commercial real estate portfolio alongside billion-dollar revenue companies. Licensed NY P&C producers who live in the same world you are trying to build in.

Josh Williams
Josh Williams
CEO & Co-Founder

Licensed NY P&C producer. Built MTA from the ground up with one mandate — treat clients like the operators they are.

Jonathan Norton
Jonathan Norton
President & Co-Founder

Licensed producer & commercial RE investor. Has acquired millions alongside billion-dollar revenue companies. Gives the strategy away free.

Luciano Moreno
Luciano Moreno
Client Service

Your day-to-day contact for certificates, changes, and renewals. Responsive. Gets it done.

Christopher Knupp
Christopher Knupp
Licensed Advisor

Licensed NY P&C producer specializing in commercial lines and contractor programs.

Zander Huebner
Zander Huebner
Licensed Advisor

Licensed NY P&C producer focused on contractor coverage and commercial property.

Two free things.
One 60-second form.

A policy audit that tells you exactly what you are overpaying — and a 20-minute call with Jonathan that gives you his entire commercial real estate framework.

No pitch. No strings. No course to buy. Just two things worth having, given away because the bar in this industry is too low and we decided to raise it.

Claim Both Free → or call (315) 885-5859

Disclosures & Legal Notices

Licensing. My Town Advisors, LLC is licensed by the New York State Department of Financial Services as a Property & Casualty insurance agency (License No. 1865210). Principal office: 985 County Route 57, Suite 1, Phoenix, NY 13135. Coverage is subject to insurer underwriting approval and policy terms. Not all products available in all areas.

Compensation Disclosure (NY DFS Reg. 194 / 11 NYCRR Part 30). You have the right to know how your producer is compensated. We may receive commissions, contingent commissions, bonuses, or other remuneration from insurers. You may request details at any time: (315) 885-5859 or joshua@mytownadvisors.com.

No Binding Quote / No Coverage Guarantee. Nothing on this website constitutes a binding contract, commitment to insure, or guarantee of rates or savings. All coverage is subject to carrier underwriting approval. Premium estimates and savings examples are illustrative and do not guarantee future results. Results may vary based on claims history, location, carrier underwriting, and other factors.

AI Tools Disclaimer. AI-generated estimates and analyses on this site are for general informational purposes only. They are not a coverage determination, binding quote, professional insurance advice, or substitute for review by a licensed producer. AI can make mistakes. Results may not reflect actual policy terms, carrier rates, exclusions, or underwriting factors. Use of these tools does not create an agency relationship or obligation to purchase coverage.

Surplus Lines. Certain specialty or high-risk coverages may be placed with non-admitted surplus lines insurers not covered by the NY Property/Casualty Insurance Security Fund. Surplus lines placement will be disclosed in writing prior to binding. Workers’ Compensation & DBL. Compliance with NY Workers’ Compensation Law and Disability Benefits Law remains the employer’s legal responsibility. No Legal or Financial Advice. Content on this site is informational only and does not constitute legal, tax, or financial advice.

Privacy & SMS. Information submitted through this site may be shared with carriers, MGAs, and affiliates as necessary to obtain quotes or bind coverage. We do not sell personal information for marketing. By providing your phone number you consent to receive SMS messages from My Town Advisors. Reply STOP to opt out. Message & data rates may apply. See our Privacy Policy for full details.

Complaints: NY DFS Consumer Assistance Unit  —  1-800-342-3736  or  www.dfs.ny.gov. Insurance products, rates, and requirements are subject to change. Always review a formal proposal and policy documents before making coverage decisions.

My Town Advisors

Claim Both Free

Policy audit + Jonathan’s real estate strategy call. A licensed producer will reach out within one business day.